If you’ve been injured on the job in Missouri, you may be wondering what the average workers’ compensation settlement looks like. While it’s natural to want an idea of what your case might be worth, the reality is that no two workers’ comp claims are the same.
The value of a workers’ compensation settlement depends on several factors, including the severity of your injury, your medical needs, and your ability to return to work. Here’s what you need to know about workers’ compensation settlements and how an attorney can help maximize your claim.
Factors That Affect the Value of a Workers’ Comp Claim
Unlike personal injury claims, workers’ compensation does not generally include compensation for pain and suffering. Instead, settlements are based on economic losses tied to your injury and work situation.
Key factors that influence the value of a Missouri workers’ comp claim include:
- The severity of your injury: More serious or permanent injuries typically result in higher settlements.
- Whether you can return to work: If your injury limits your ability to work or forces you into a lower-paying job, your settlement may increase.
- Your average weekly wage: Benefits will be calculated based on your earnings prior to the injury.
- The extent of permanent disability: If your doctor determines you have a partial or total disability, this directly affects the final settlement.
- Future medical needs: Settlements often account for ongoing care or anticipated medical treatment.
In Missouri, every case is unique. Some settlements may be modest for minor injuries, while others involving permanent disability or catastrophic harm can result in significant benefits.
Types of Benefits Available Through Workers’ Compensation
Missouri’s workers’ compensation system provides several types of benefits designed to cover medical costs, wage replacement, and disabilities related to workplace injuries.
The main benefits available include:
- Medical Expenses: for all reasonable and necessary medical treatment related to the injury, including doctor visits, surgeries, therapy, and medications.
- Temporary Total Disability (TTD): wage replacement benefits paid while you’re unable to work due to your injury
- Temporary Partial Disability (TPD): if you can return to work in a limited capacity, TPD benefits help make up for reduced earnings
- Permanent Partial Disability (PPD): for permanent, but not total, loss of function in a specific body part
- Permanent Total Disability (PTD): benefits for workers who are permanently unable to return to any type of employment
For injuries occurring in 2025, the maximum weekly benefit for TTD and PTD is $1,228.04, but may be adjusted based on the fiscal year. This cap ensures high-wage earners still receive substantial wage replacement during recovery.
How a St. Louis Workers’ Comp Lawyer at Eason Car Accident and Personal Injury Lawyers Can Help With Your Settlement
Navigating a workers’ compensation claim in Missouri can be complex, especially if your injury is serious or your ability to work is uncertain. Workers’ comp insurers are concerned with their bottom line and often aim to minimize payouts. Unfortunately, many injured workers settle for less than they deserve.
A St. Louis workers’ comp attorney can help you protect your right to full benefits by:
- Ensuring you receive all available medical benefits
- Accurately calculating your wage loss and disability rating
- Negotiating a fair lump-sum settlement that reflects your future needs
- Appealing a denied claim or fighting for additional benefits if necessary
Contact our St. Louis Personal Injury Lawyers from Eason Car Accident and Personal Injury Lawyers for Help Today
For more information, please contact Eason Car Accident and Personal Injury Lawyers to schedule a free consultation with a personal injury lawyer in St. Louis, MO, today. We have two convenient locations in Missouri, including St. Louis and Richmond Heights.
We proudly serve St. Louis County and its surrounding areas.
Eason Car Accident and Personal Injury Lawyers – St. Louis Office
10 S Broadway #560
St. Louis, MO 63102
(314) 932-1066
Eason Car Accident and Personal Injury Lawyers – Richmond Heights Office
1034 S Brentwood Blvd Penthouse 1-C
Richmond Heights, MO 63117
(314) 463-4173