If you were involved in a car accident, you may be confused about your legal rights. This is especially true when the at-fault driver was uninsured. Eason Car Accident and Personal Injury Lawyers assists victims with uninsured motorist claims in St. Louis, MO.
Contact us today at (314) 932-1066 for a free case review. Our St. Louis uninsured motorist claims lawyers are ready to fight to get you the recovery you deserve.
Why Choose Eason Car Accident and Personal Injury Lawyers for Your Uninsured Motorist Case in St. Louis?
Eason Car Accident and Personal Injury Lawyers in St. Louis, Missouri, focuses on helping accident victims recover fair compensation after they are injured in accidents caused by negligent drivers.
For nearly two decades, our car accident attorneys in St. Louis, MO have diligently protected our clients’ rights and recovered millions of dollars on their behalf. We are backed by over 21 years of combined legal experience, which we leverage to secure fair results for our clients.
When you hire our law firm, our St. Louis personal injury lawyers can help with every legal aspect of your case, including:
- Explaining Missouri insurance laws to you
- Reviewing your insurance policy to determine
- Assisting the police in finding the at-fault driver if the accident was a hit-and-run
- Discussing your legal options for pursuing compensation for your accident-related injuries and losses
- Investigating the accident
- Gathering evidence to prove fault
- Documenting the full extent of your damages
- Filing insurance claims on your behalf
- Handling communication with the insurance company
- Fighting for fair compensation on your behalf
Contact our St. Louis uninsured motorist claims attorneys today for a free consultation.
What Is Missouri’s Required Auto Insurance?
Missouri’s Financial Responsibility law requires all drivers to maintain certain levels of minimum liability insurance, which covers the damages they cause to someone else due to their negligence.
The minimum amounts are:
- $25,000 per person for bodily injury
- $50,000 per accident for bodily injury
- $25,000 for property damage
It’s illegal to drive a motor vehicle in the state of Missouri without auto liability insurance.
If a person is caught driving without insurance, this information can be shared with the Driver’s License Bureau. The Bureau can record the conviction on the driver’s driving record and add four points to it. Obtaining eight points within an 18-month period can result in losing driving privileges in Missouri. The Bureau can also monitor the driver to ensure they maintain insurance. The court can also suspend the driver’s license.
What Are My Legal Options Following an Uninsured Accident?
If an uninsured driver caused your accident, you may have various legal options, such as:
Filing an Uninsured Motorist Claim
Missouri law requires all motorists to have uninsured motorist coverage of $25,000 for bodily injury per person and $50,000 for bodily injury per accident. This is part of your own insurance claim, so you could file a claim with your insurance provider.
Locating the At-Fault Driver
In the case of a hit-and-run accident, you may be able to locate the at-fault driver with the help of police and a personal injury attorney. If you can, you can file a claim with their insurance provider just as you would have had they stopped at the accident scene and provided the required information.
Identifying Other At-Fault Parties
Other parties may be responsible for the accident, such as an employer who hired the at-fault driver who was working at the time, a bar that overserved the driver alcohol, or the vehicle owner.
Filing a Personal Injury Lawsuit
You could file a personal injury lawsuit against the at-fault driver.
An experienced attorney can advise you on which option or options are best for you.
What Compensation Can I Recover for My Uninsured Accident Claim?
After exhausting your uninsured motorist coverage for your bodily injury, you may be able to pursue a personal injury claim to seek compensation for any remaining damages, such as:
- Medical expenses
- Lost wages
- Reduced earning capacity
- Property damage
- Pain and suffering
An experienced attorney can help identify all the damages you can include in your claim.
What Is My Case Worth?
The value of your case can depend on various factors, such as:
- The nature and severity of your injuries
- Who is found responsible for the accident
- Whether you contributed to the accident
- The number of insurance policies in place that cover the accident
- The amount of your actual damages
Your personal injury lawyer can review your case to better understand the potential value of your claim.
What Is the Deadline to File a Personal Injury Lawsuit in Missouri?
The statute of limitations to file a personal injury lawsuit in Missouri is five years. However, if you are filing an uninsured motorist claim with your insurance provider, you must follow the procedures and adhere to the timelines set out in your insurance policy.
Contact Our St. Louis Uninsured Motorist Claims Attorneys for a Free Consultation
Dealing with the aftermath of a car accident is stressful enough, but learning that the at-fault driver has little or no insurance can make things even more overwhelming. At Eason Car Accident and Personal Injury Lawyers, we help individuals in St. Louis, MO, navigate the challenges of uninsured and underinsured motorist claims.
Our team will review your policy, explain your options, and fight to secure the compensation you need for medical bills, lost income, and other damages. Don’t face the insurance company alone—call us today to schedule a free, no-obligation consultation with a St. Louis uninsured motorist claims lawyer.
