Uninsured Motorist Claims in St. Louis, MO

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Uninsured Motorist Claims in St. Louis, MO

If you were involved in a car accident, you may be confused about your legal rights. This is especially true when the at-fault driver was uninsured. Eason Car Accident and Personal Injury Lawyers assists victims with uninsured motorist claims in St. Louis, MO.

Contact us today at (314) 932-1066 for a free case review. Our St. Louis uninsured motorist claims lawyers are ready to fight to get you the recovery you deserve.

Why Choose Eason Car Accident and Personal Injury Lawyers for Your Uninsured Motorist Case in St. Louis?

Eason Car Accident and Personal Injury Lawyers in St. Louis, Missouri, focuses on helping accident victims recover fair compensation after they are injured in accidents caused by negligent drivers.

For nearly two decades, our car accident attorneys in St. Louis, MO have diligently protected our clients’ rights and recovered millions of dollars on their behalf. We are backed by over 21 years of combined legal experience, which we leverage to secure fair results for our clients.

When you hire our law firm, our St. Louis personal injury lawyers can help with every legal aspect of your case, including:

Explaining Missouri insurance laws to you
Reviewing your insurance policy to determine
Assisting the police in finding the at-fault driver if the accident was a hit-and-run
Discussing your legal options for pursuing compensation for your accident-related injuries and losses
Investigating the accident
Gathering evidence to prove fault
Documenting the full extent of your damages
Filing insurance claims on your behalf
Handling communication with the insurance company
Fighting for fair compensation on your behalf

Contact our St. Louis uninsured motorist claims attorneys today for a free consultation.

What Is Missouri’s Required Auto Insurance?

Missouri’s Financial Responsibility law requires all drivers to maintain certain levels of minimum liability insurance, which covers the damages they cause to someone else due to their negligence.

The minimum amounts are:

$25,000 per person for bodily injury
$50,000 per accident for bodily injury
$25,000 for property damage

It’s illegal to drive a motor vehicle in the state of Missouri without auto liability insurance.

If a person is caught driving without insurance, this information can be shared with the Driver’s License Bureau. The Bureau can record the conviction on the driver’s driving record and add four points to it. Obtaining eight points within an 18-month period can result in losing driving privileges in Missouri. The Bureau can also monitor the driver to ensure they maintain insurance. The court can also suspend the driver’s license.

What Are My Legal Options Following an Uninsured Accident?

If an uninsured driver caused your accident, you may have various legal options, such as:

Filing an Uninsured Motorist Claim

Missouri law requires all motorists to have uninsured motorist coverage of $25,000 for bodily injury per person and $50,000 for bodily injury per accident. This is part of your own insurance claim, so you could file a claim with your insurance provider.

Locating the At-Fault Driver

In the case of a hit-and-run accident, you may be able to locate the at-fault driver with the help of police and a personal injury attorney. If you can, you can file a claim with their insurance provider just as you would have had they stopped at the accident scene and provided the required information.

Identifying Other At-Fault Parties

Other parties may be responsible for the accident, such as an employer who hired the at-fault driver who was working at the time, a bar that overserved the driver alcohol, or the vehicle owner.

Filing a Personal Injury Lawsuit

You could file a personal injury lawsuit against the at-fault driver.

An experienced attorney can advise you on which option or options are best for you.

What Compensation Can I Recover for My Uninsured Accident Claim?

After exhausting your uninsured motorist coverage for your bodily injury, you may be able to pursue a personal injury claim to seek compensation for any remaining damages, such as:

Medical expenses
Lost wages
Reduced earning capacity
Property damage
Pain and suffering

An experienced attorney can help identify all the damages you can include in your claim.

What Is My Case Worth?

The value of your case can depend on various factors, such as:

The nature and severity of your injuries
Who is found responsible for the accident
Whether you contributed to the accident
The number of insurance policies in place that cover the accident
The amount of your actual damages

Your personal injury lawyer can review your case to better understand the potential value of your claim.

What Is the Deadline to File a Personal Injury Lawsuit in Missouri?

The statute of limitations to file a personal injury lawsuit in Missouri is five years. However, if you are filing an uninsured motorist claim with your insurance provider, you must follow the procedures and adhere to the timelines set out in your insurance policy.

Contact Our St. Louis Uninsured Motorist Claims Attorneys for a Free Consultation

Dealing with the aftermath of a car accident is stressful enough, but learning that the at-fault driver has little or no insurance can make things even more overwhelming. At Eason Car Accident and Personal Injury Lawyers, we help individuals in St. Louis, MO, navigate the challenges of uninsured and underinsured motorist claims.

Our team will review your policy, explain your options, and fight to secure the compensation you need for medical bills, lost income, and other damages. Don’t face the insurance company alone—call us today to schedule a free, no-obligation consultation with a St. Louis uninsured motorist claims lawyer.

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Our Locations

Richmond Heights Injury Lawyers

1034 S Brentwood Blvd Penthouse 1-C, Richmond Heights, MO 63117

Phone: 314-597-9276

Excellent

Eason Car Accident and Personal Injury Lawyers - Richmond Heights4.8

Based on 112 reviews

See all reviews

hameed abuzeid

Great experience quick and worth it results, I recommend Eason car Accident and personal injury for their integrity and being there for their clients. I’m really happy that I had them represent me in my lawsuit

Kristol Heppner

After my wreck I knew I was going to need help. Being fairly new to St. Louis I started looking on Google. I found Eason Law Firm and read the reviews. I called and a short time later James Eason called me back. What you have read others say about how he cares for his clients, that is 100% the truth. He understood my injuries, and what it took to repair them. He understood when I was beyond frustrated with the whole situation.
He is upfront and honest, and supports you in your decisions. I was always informed and up to date with what was going on with my case.
I cannot recommend James and his staff enough!! I truly would leave way more than 5 stars if possible! ✨️

Mary Bradley

I would recommend this place to anyone. They keep you informed on where ya case is and not leave you wondering out in the cold. Liz is very nice, and very professional. I will use this firm again if I ever need another lawyer for anything. Thank you for your service. And your kindness.
God bless youns,
Mary Bradley

Robert VanCamp

Mr. Eason handled my case in a very conscientious, dedicated and thorough manner. His tenacity in fighting for my best interest resulted in a favorable settlement which lesser attorneys likely would not have achieved. Thank you James.

Ciera

Easton law firm I most definitely give them a five star everything was fast n efficient I will most definitely use them again.

Sandy Snyder

He really helped me when the insurance company was trying to take advantage! Thanks so much James!

Deneka Miller

They are awesome I would recommend anyone there

Christina Porterfield

Eason Law Firm should be your first and only decision when it comes to most any kind of injury! James and his team are compassionate, empathetic, knowledgeable and dedicated. Day or night Liz and/or James was available,to answer my questions,calm my nerves,or ease my mind. They definitely go above and beyond and put clients first. Eason law will work diligently and aggressively to bring you the absolute best outcome. Thank you Eason Law Firm for everything!

Linda Bolton-Ganz

Eason Law was very helpful getting info needed to help me and they have been good about following up with me to let me know how my case is going.

Kelly Burks

I recently was injured in an automobile accident while being approximately 15 weeks pregnant. I am very appreciative of the help that Eason Law Firm gave me during this very nerve-wracking time. I had awful back and neck pain and Liz was exceptionally helpful during the process to get me the help needed to get my injuries addressed so that my suffering wasn't going to be in vain. If I had questions or concerns she got back to me in a timely manner. They handled everything with the at fault drivers' insurance company, which can be intimidating. I know that the firm will fight for all that I deserve. Hopefully I will not need them again, but if I do I would go back as well as refer any family or friends their way!!!

Dianne Bryant-Miller

Very professional and responsive to their clients need.I would use this firm again and refer them to others. Most definitely a class A firm.

Michael Riggs

Went over and beyond for me!
Never misguided me thru the process, also was patient enough to help me find financial companies for loans while fighting my case. Couldn’t be happier!

Brad Clemmer

Pro's

Lisa Hughes

Very nice people when communicating with them and they got the job done I am a very satisfied customer. Thank you Mr. Eason for the work you and your team put in for me 😁👏👏👍 way to go

Curran Bajwa

James was incredibly helpful and thorough, I would definitely vouch for his services.

Elizabeth Knies

Everyone here was incredibly kind and supportive throughout the entire process.

Jason Reynolds

The Eason Law Firm has been like family to me. When they represent you, they don’t just take a “case”, they fight on your behalf as if you were their brother. Would highly recommend.

Aaron Cooper

I promise you will not regret choosing the Eason law firm. Their years of experience were evident from day one. They navigated the complex legal process with ease and were always available to answer my questions. What sets them apart is their dedication to their clients' well-being and their dogged determination in taking on the insurance industry. I am grateful for the hard work and dedication delivered from the Eason law firm!

Andrew Link

I’ve seen Eason Law at work, you will not find an attorney more dedicated to you, your case, and helping you get the outcome you deserve.

J Hogg

Easy to deal with and eager to help in any way

Robin Declue

James Eason Law Firm. has given excellent service. He has answered all question, quick with answers. Would definitely recommend him to anyonewho may need an attorney. Will use again if ever needed.

Katrina Burg

This law firm is AWESOME... I will always come back.

Brittnie Riley

Great to work with, very easy to talk to as well! Overall, I’ve had a good experience!

Usman Khan

Eason Law Firm handled my case with exceptional professionalism and precision. Their team was thorough, responsive, and always kept communication clear and to the point. I appreciated their honesty, attention to detail, and commitment to achieving the best possible outcome. Highly recommend them to anyone seeking strong legal representation.

Mohamed Abdalla

*Outstanding Legal Support from Eason Law!*

Eason Law is highly recommended for those seeking legal assistance. The team was supportive and professional from the beginning of the motor vehicle crash (personal injury, and prosperity damage) case.

The team at Eason Law, especially Jennifer, and Liz they helped make the process smooth and understandable. They listened to concerns, answered questions clearly, and provided updates on the next steps.

Their expertise and dedication were impressive. They negotiate skillfully, handled complex documents, and offered advice.

There hard work and commitment resulted in maximum compensation (Bodily injury), and a favorable settlement and positive resolution.
Assistance during a stressful time was greatly appreciated. The team's empathy and professionalism made a world of difference.

Eason Law is wholeheartedly recommended for anyone needing legal representation. Their compassionate and highly skilled team provides excellent service.

Our Team

Meet Our Legal Team

Behind every case is a small team that knows the file inside and out. Our attorneys and staff work together so clients get clear communication, careful preparation, and direct access throughout the case.

Recent Case

Results

Every case is different, and past results don't guarantee future outcomes. These are some of the recoveries this firm has secured for seriously injured clients and their families.

$5,000,000

A hospital employee sustained life-altering injuries after being struck in a crosswalk by a commercial shuttle bus. Eason Law secured this significant recovery in St. Louis City, proving the driver’s failure to yield.

Pedestrian Personal Injury Settlement

$3,500,000

Person injured in a severe motor vehicle crash that required life-saving emergency abdominal surgery and resulting in permanent injury and scarring.

Motor Vehicle Crash Settlement

$2,000,000

In a St. Louis City courtroom, our team obtained a verdict for a client suffering from permanent internal scarring caused by an unskilled and improperly trained surgeon utilizing a robotic device during a colon procedure.

Medical Malpractice Settlement

$2,000,000

Attorney James Eason and his team obtained a verdict on behalf of a client with a serious leg injury for $2 million. A St. Louis city school bus driver failed to drop child at proper bus stop, resulting in serious leg injury. First Student-the largest provider of student transportation was the defendant.

Leg Injury Verdict

$1,600,000

Eason Law secured a $1.6 million wrongful death settlement while the case was being tried in Jefferson County. The resolution was reached during trial, reflecting a deliberate, courtroom-ready approach and a willingness to fully prepare cases rather than rely on early or pressured settlements.

Wrongful Death Settlement

$1,000,000

Eason Law makes State Farm pay after initially denying a St. Charles man's claim in a serious auto accident.

Personal Injury Settlement

$865,000

A Columbia Missouri man was seriously injured by commercial pickup truck owned by a St. Charles company. Accident occured in Calaway County, MO.

Personal Injury Settlement

Why This Firm Exists

James Eason didn't build this firm to be the biggest. He built it to be the kind of firm an injured person actually needs. We are small enough to stay personally involved, prepared enough to walk into court, and selective enough to take cases seriously. The model most personal injury firms run on is volume: take everything, settle most of it quickly, and then move on to the next injured client. That works for the firm, but it doesn't always work for the client. The lawyers who genuinely prepare every case for trial are the ones who get the best results, because the insurance carriers know the difference. That's our model here.

Steps to Proceed

Our Proven Process

Free Consultation

We'll listen to what happened, ask the questions that matter, and tell you honestly whether we think the case is worth pursuing. If we don't, we'll say so.

Investigation

If we take the case, we get to work, investigating the police reports, medical records, and witness statements, preserving the evidence and working with experts as needed.

Demand & Negotiate

We build a documented claim and present it to the insurance carrier. Most cases settle here. If yours doesn’t, we keep going.

Litigation Preparation

If the offer isn't fair, we litigate. Because we've prepared the case for trial from the beginning, we're ready when it gets there.

Resolution

Settlement, mediation, or verdict we pursue whichever outcome reflects what your case is actually worth.

Professional Recognition

Honors & Professional Organizations

James Eason is a member of the Missouri Association of Trial Attorneys and is on the Board of Governors. He also belongs to the Illinois Trial Lawyers Association, National Trial Lawyers, American Association of Justice, and Mound City Bar Association

James has been honored with membership in the Multi-Million Dollar Advocates Forum, recognized as one of the most prestigious groups of trial lawyers in the United States. Membership is limited to attorneys who have won million and multi-million dollar verdicts, awards and settlements. The organization was founded in 1993 and there are approximately 3000 members located throughout the country. Fewer than 1% of U.S. lawyers are members. Forum membership acknowledges excellence in advocacy.

Eason Law Firm has also been nominated as a finalist in the St. Louis Magazine A-List for Personal Injury Attorneys.