The short answer is, yes, you can sue a debt collection agency for harassment.
But, before you do, make sure you know what harassment means under The Fair Debt Collection Practices Act (FDCPA).
You're being harassed by a debt collection agency if:
- You're getting repetitive phone calls that are clearly intended to harass you
- The caller uses obscenity or profanity
- The caller threatens you with physical harm
- The caller doesn't tell you who they are
- The caller publishes your name as a debtor without your permission
In fact, James Eason recently won a class action lawsuit against Collection Acquisition Company, LLC for violating the FDCPA in the ways listed above. The debt collection agency paid a settlement of $10,000 to the class members.
"These types of violations are common in the debt collection industry," Eason said. "Most collection agencies aren't interested in following the law. They will do whatever they have to do to collect a debt, even violating the rights of the consumer."
If you are being harassed by a debt collection agency, contact the Eason Law Firm, LLC online or at (314) 932-1066 to schedule a free, personal consultation. If we're successful in your FDCPA case, the debt collection agency will pay your attorney's fees.